I recently became aware of a request from a tower (not in the CDG) for an assurance that we have insurance in case of damage. Otherwise they didn’t want us ringing at their tower! I didn’t know if I was covered by the CDG insurance, so with thanks to Paul Treby, I managed to get a copy of the policy schedule from the Ecclesiastical Insurance (the company which insures the CDG). This policy document details Liabilities (Section 4), Legal Expenses (Section 6) and Personal Accident (Section 10). You can read the Insurance Policy for yourself by clicking here.
It would appear that members of the CDG are indeed covered for damage to other bells outside the guild area – see Section 4. I hope that this interpretation is correct, but if it’s not, I’m sure one of you will let me know.